The Insurance Boutique

About us

Assithèque is an Insurance Boutique founded in 2009 in Zurich, Switzerland. We provide insurance services and solutions to Life and Non-Life Insurance and Reinsurance Companies, MGAs/MGUs, TPAs, Captives and Intermediaries.

We are experts in realising new products, projects and ventures, where our insurance knowledge and experience in technology enable us to manage risks and ensure the necessary levels of corporate governance – which is why we are engaged by InsurTechs, Start-ups as well as established companies.

Business Development

Establishment of new insurance companies, agencies and brokerages, cross-border business expertise.

Risk Management

Compliance audits and underwriting, pricing, claims and reserving reviews, Solvency II Internal Audit and Risk Management functions.

Insurance Agencies / MGAs

Supporting intermediaries to become MGA's and/or achieve Coverholder status, fulfilling all necessary requirements.


Product Development

Life & Non-Life product development: Conceptualisation, design, profit-testing & pricing, reinsurance, wording - cross-border and local compliant.

Assithèque - The Insurance Boutique

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Latoya Schaufelberger


Latoya started her career at two legal firms in Switzerland and Liechtenstein, where she performed secretarial work and attended to trademarks and patents. She then changed to a Trust company in Liechtenstein where, in addition to trademarks and patents, also looked after the establishment, registration and cancellation of companies. Her more recent experience is at a Life insurance company in Vaduz, managing the office and policy administration (from the application process incl. compliance through to claims stage).

Michel Ruggaber

Michel is founder Partner and Managing Director of Assithèque GmbH. His past roles include that of CEO of an insurance company in Belgium, and Marketing Actuary and Underwriting Manager at major reinsurance companies in Switzerland. He furthermore served as Non-Executive Director at a number of companies, and currently acts as Senior Advisor for an InsurTech Start-up.

Michel is a qualified Actuary (Swiss Aktuar SAV and Institut Français des Actuaires), and lectures at the Insurance Institute of Switzerland; he is fluent in English, French, Italian and German.

David Swanepoel

David is a Partner and Managing Director of Assithèque GmbH. His past roles include that of CEO and CFO of insurance companies in Liechtenstein, Head of Life & Health and Marketing Actuary at major reinsurance companies in Switzerland and Germany, and Head of Actuarial Development at a large life office in South Africa. He's held Executive and Non-Executive Directorships at a number of companies in Liechtenstein, Switzerland, Belgium and the UK.


Business Development

Assithèque assists investors and companies with the following:

  • Establishment of new insurance companies
  • Establishment of Insurance Agencies / Brokerages
  • European cross-border strategies
  • Entering new markets

Risk Management, Audits, Solvency II

Assithèque performs services and functions on behalf of insurers, reinsurers and Lloyd’s of London syndicates:

  • Compliance audits
  • Underwriting and pricing reviews
  • Claims and reserving reviews
  • Solvency II Internal Audit Function
  • Solvency II Risk Management Function
  • Due diligence investigations

Insurance Agencies and MGAs/MGUs

Assithèque assists intermediaries and MGAs/MGUs with the following:

  • Achieving MGA and/or Lloyd's Coverholder status
  • Drafting of the necessary Compliance documentation
  • Advice on the required processes and procedures
  • Reviewing existing policies and guidelines based on audit outcomes

Product Development

Assithèque helps companies to bring their products to the market:

  • Market research
  • Product design
  • Reinsurance support
  • Pricing
  • Policy documentation
  • Adaptation for other markets (local compliant)



fteebee has been set up to fight for a clean and fair insurance industry. It is an independent Rating Service allowing the consumer to rate his or her Insurer and/or Financial Advisor. It’s aim is to help the consumer choose the best Insurer and/or Financial Advisor, and assist them in buying the right product at the right price.


Cares-Assistance provides funeral and assistance insurance products in Belgium.

Contact Us

Get in touch with us

Contact info

  • +41 44 586 05 29
  • Assithèque GmbH
    Weinbergstrasse 73
    8006 Zurich